Comparisons
Pi vs a solar loan: which costs you less risk?
Updated 13 June 2026
Quick answer
- A solar loan spreads the cost but you take on debt, interest, and still carry maintenance and replacement.
- Pi has no loan, no interest and no maintenance — you pay a flat $0.26/kWh for energy only.
- A loan suits those who want to own the system; Pi suits those who want zero debt and zero hardware risk.
A solar loan and Pi both remove the big upfront cheque — but they leave you in very different positions.
Pi vs a solar loan — at a glance
| Solar loan | Pi | |
|---|---|---|
| Upfront cost | $0–low deposit | $0 for equipment & install |
| Debt & interest | Yes — repayments with interest | None |
| Maintenance & replacement | Your responsibility | Included |
| If equipment fails | You still repay the loan | Pi repairs/replaces at no cost |
| Ownership | You own it (once repaid) | Pi owns it |
The hidden risk of a loan
With a loan you keep repaying even if the inverter fails or the battery degrades — the debt is yours regardless of how the hardware performs. With Pi, performance risk sits with Pi, because Pi owns and maintains the system.
Which should you choose?
Choose a loan if owning the asset matters most to you. Choose Pi if you'd rather avoid debt entirely and never carry hardware risk — for a flat $0.26/kWh, currently across the Gold Coast to Brisbane corridor.
Frequently asked questions
Pi has no debt, no interest and no maintenance — you pay only for energy at $0.26/kWh. A loan lets you own the system but you take on repayments and maintenance risk. It depends on whether ownership or zero-risk matters more to you.
See if your home qualifies
Pi's no-cost solar & battery offer currently serves the Gold Coast to Brisbane corridor on the Energex network, with expansion planned.